Automotive insurance premiums in the United States have risen ~16% over the past five years with traffic fatalities similarly rising ~14% according to assorted reports. This rise being attributed to a phenomena where the common person when gifted with both motorized transportation and wireless communications combining the two to invent their own woodchipper. The motorist's old nemesis John Barleycorn however is continuing to compete with this upstart hazard, inspiring a motorist in New Orleans to plow into a crowd injuring ~30 today.